Wednesday, April 19, 2017

Why take on student debt for funky jobs?

This episode of 1A (new show in Diane Rehm's old time slot). It's about the burden of student debt. One of the guests was financial adviser Michelle Singletary. She suggests being modest in one's college choices to avoid racking up too much debt. She said, don't necessarily go for prestige of schools such as Harvard. Sometimes community college is sufficient.

I was fortunate to have not racked up any debt. Back in my college days, Tuition was a lot lower in state schools at least. My parents paid the bills on a normal middle class salary. I graduated with money in the bank. Not lots of money, but a bit of savings from gardening jobs and my childhood paper route.

It's just as well that I had no debt as the job market has always been pretty soft for me. With my way paid and little work experience, I started out by doing odd gardening jobs which eventually led to a part time custodial job at a pizza parlor. My parents were still proud that I was able to achieve self sufficiency at least. They had been a bit worried.

Rents were reasonable as I started my "career" and I had an upstairs neighbor who spoke about the virtues of part time work. It's a balance between quality of life and paying one's dues. I went with that advise as I couldn't find full time work anyway. Even "good" custodial positions for the state (like at Western Washington University where I graduated from) required a ton of qualifications. That was the Bellingham of the early 1980s.

I got into the pattern of working part time, going on long vacations and expressing myself in ways which usually don't pay the bills; unless one is a big celebrity; like Justin Bieber.

Now I'm working closer to full time and things are basically okay. My writing, ideas and photography are donated to Creative Commons. Donated, in part, because who would buy it?